Tata Capital IPO

Tata Capital IPO

SME

Offer Date:

Offer Price
Lot Size
Subscription
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IPO Details

KeyValue
IPO DateOctober 6, 2025 to October 8, 2025
Listing Date[.]
Face Value₹10 per share
Issue Price Band₹310 to ₹326 per share
Lot Size46 Shares
Sale TypeFresh Capital-cum-Offer for Sale
Total Issue Size47,58,24,280 shares (aggregating up to ₹15,511.87 Cr)
Fresh Issue21,00,00,000 shares (aggregating up to ₹6,846.00 Cr)
Offer for Sale26,58,24,280 shares of ₹10 (aggregating up to ₹8,665.87 Cr)
Issue TypeBookbuilding IPO
Listing AtBSE, NSE
Share Holding Pre Issue4,03,48,69,037 shares
Share Holding Post Issue4,24,48,69,037 shares

IPO Important Dates

KeyValue
IPO Open DateMon, Oct 6, 2025
IPO Close DateWed, Oct 8, 2025
Tentative AllotmentThu, Oct 9, 2025
Initiation of RefundsFri, Oct 10, 2025
Credit of Shares to DematFri, Oct 10, 2025
Tentative Listing DateMon, Oct 13, 2025
Cut-off time for UPI mandate confirmation5 PM on Wed, Oct 8, 2025

IPO Lot Size

ApplicationLotsSharesAmount
Retail (Min)146₹14,996
Retail (Max)13598₹1,94,948
S-HNI (Min)14644₹2,09,944
S-HNI (Max)663,036₹9,89,736
B-HNI (Min)673,082₹10,04,732

Financial Information

Period Ended30 Jun 202531 Mar 202531 Mar 2024
Period Ended30 Jun 202531 Mar 202531 Mar 2024
Assets2,52,254.282,48,465.011,76,693.98
Total Income7,691.6528,369.8718,198.38
Profit After Tax1,040.933,655.023,326.96
EBITDA5,565.8620,338.2214,247.76
NET Worth32,761.7332,587.8223,540.19
Reserves and Surplus29,260.8824,299.3618,121.83
Total Borrowing2,11,851.602,08,414.931,48,185.29

Peers Comparison

Company NameEPS (Basic)EPS (Diluted)NAV (per share) (Rs)P/E (x)RoNW (%)
Tata Capital9.309.3079.5011.20
Bajaj Finance26.8926.82155.6037.8017.35
Shriram Finance50.8250.75300.3012.1016.83
Cholamandalam Investment and Finance Co.50.7250.60281.5031.5018.01
L&t Finance Limited10.6110.57102.5023.1010.34
Sundaram Finance Limited170.53170.531,187.8026.9013.74
HDB Financial Services Ltd27.4027.30198.8028.1014.57

Information about company

Tata Capital Limited (TCL) is a diversified financial services company and a subsidiary of Tata Sons Private Limited. TCL operates as a non-banking financial company (NBFC) in India, offering a wide range of financial products and services to retail, corporate, and institutional customers. Key Offerings: Consumer Loans: Personal loans, home loans, auto loans, education loans, and loans against property. Commercial Finance: Term loans, working capital loans, equipment financing, and lease rental discounting for businesses. Wealth Management: Services including portfolio management, investment advisory, and distribution of financial products. Investment Banking: Equity capital markets, mergers and acquisitions advisory, and structured finance solutions. Private Equity: Managing funds that invest in companies with significant growth potential. Cleantech Finance: Financing and advisory services for projects in renewable energy, energy efficiency, waste management, and water management. As of March 31, 2025, it has a comprehensive suite of 25+ lending products, catering to a diverse customer base including salaried and self-employed individuals, entrepreneurs, small businesses, small and medium enterprises and corporates. As of June 30, 2025, it has an extensive PAN-India distribution network comprising 1,516 branches spanning 1,109 locations across 27 States and Union Territories. In addition to the lending business, it also operates in non-lending segments like distribution of third-party products like insurance, credit cards, wealth management services to HNIs and retail clients, and the Private equity business. Competitive strengths Flagship financial services company of the Tata group Third largest diversified NBFC in India, with the most comprehensive lending product suite Omni-channel distribution model, comprising our pan-India branch network, partnerships and digital platforms Prudent risk culture and robust credit underwriting and collections capabilities Digital and analytics at the core of our business Highest credit rating with a diverse liability profile Consistent track record of strong financial performance Experienced management backed by a team of dedicated professionals

Objectives of IPO

The Company Tata Capital IPO proposes to utilise the Net Proceeds from the Issue towards the following objects: S.No. Objects of the Issue Expected Amount (₹ in crores) 1 Augmentation of our Company’s Tier –Icapital base to meet our Company’s future capital requirements including onward lending

Disclaimer

All matter published here is purely for educational and information purposes only and under no circumstances should be used for making investment decisions. We are not a SEBI Registered analyst. Readers must consult a qualified financial advisor prior to making any actual investment decisions, based on Information published on this application. No financial information whatsoever published anywhere, within this application, should be considered as advice to buy or sell securities or invest in IPOs, or as a guide to doing so in any way whatsoever Please read all Tearms and conditions , and agree to use the App

Day Wise GMP

DatePriceGMPEstimate List Price
04-10-2025326.009(2.76%)335
03-10-2025326.0013(3.99%)339
02-10-2025326.0020(6.13%)346
01-10-2025326.0022(6.75%)348
30-09-2025326.0022(6.75%)348
29-09-2025326.0027(8.28%)353
28-09-2025028(0.00%)28
27-09-2025020(0.00%)20
26-09-2025030(0.00%)30

IPO Reservation

Investor CategoryShares OfferedMaximum Allottees
QIB Shares Offered23,73,12,140 (49.87%)NA
− Anchor Investor Shares Offered14,23,87,284 (29.92%)NA
− QIB (Ex. Anchor) Shares Offered9,49,24,856 (19.95%)NA
NII (HNI) Shares Offered7,11,93,642 (14.96%)NA
− bNII > ₹10L4,74,62,428 (9.97%)73,699
− sNII < ₹10L2,37,31,214 (4.99%)36,849
Retail Shares Offered16,61,18,498 (34.91%)36,11,271
Employee Shares Offered12,00,000 (0.25%)NA
Total Shares Offered47,58,24,280 (100.00%)